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4 Simple Debt Freedom Solutions

 Debt freedom is only 4 simple steps away. Now I said simple not easy. I know that Guru just told you to pull out your credit card and buy the next big shiny object. He just told you to believe in yourself and spend $995. The super-duper business kit and $150 auto-ship is the key to millions. Just charge it. That new flat screen is calling. 0% interest for 18 months . It looks good 70 inch and it curves. How about a new car. You just paid this one-off but it's 5 years old and the new car has more lights. The payments are about the same... what is another 5 years paying off another car. You look good in a depreciating asset. Cash is King The tough thing about debt freedom is you want to use cash . When you use cash you feel it more. Your brain registers cash leaving your hand. You don't feel it when you use your debit or credit cards. Just try it and see. Dropping $995 cash on a business opportunity, $4000 on a flat screen, or $25000 cash for a new car will have you investigatin

Finances Better

 Every person with even a little bit of debt has to learn how to manage their debt . If you have only a little bit of debt, you should make sure that it does not go out of control by paying up the relevant amount. On the other hand, if you have too much debt, then you must put more effort into paying them off. Know how much you owe whom Make a list of your debts, the creditors to whom you owe money, the total amount of the debts, the monthly dues, and the due date. You can make use of your credit report in order to confirm the different debts on your list. Make sure you refer to your monthly debt list, especially since you may have bills to pay. Update the list every few months whenever the amount changes. Pay your bills off every month Late payments make it tougher to pay off your debts since you will also have to pay a late fee along with them. Even if you miss two payments in a row, you would have to pay additional finance charges and interest rate. If you are using a calendaring sy

Importance of Choosing the Right Debt Collection Agency

 No matter what business you own, whether it's big or small, the fact is that at some stage you will eventually come across an issue like debt collection! So it's important that you put in your best efforts in order to get this issue resolved before it gets worse! To get this done, you can hire an outside collection agency and get rid of all your debt related problems. Debt collection is a difficult process to execute, but if done correctly, can help your business grow significantly and prevent it from bankruptcy. There are two basic ways to collect the overdue amount. First is, by making use of the in-house resources, i.e. employees working within the company. This is an affordable and lucrative option, but can be time-consuming sometimes. The second is, by hiring a collection agency to take care of the process, which can take away all your stress and anxiety. This is considered the most effective solution to track down delinquent customers and convincing them to pay back th